OJSC "Tojiksodirotbank " is one of the leaders in field of trade financing in the market of Tajikistan, carrying out service of a wide spectrum of clients on implementing of trade and foreign trade activities.
The use of trade financing instruments of the Bank allows clients to achieve significant decrease in commercial and financial risks at realization of export-import transactions, to cut down expenses, and also to optimize financial flows.
«Tojiksodirotbank» offers the following products and services in field of trade financing and execution of international payments to the clients:
·import financing – financing of clients in the form of opening of the letter of credit and/or issue of bank guarantees (if necessary confirmed by the first class international banks);
·A full spectrum of services on import/export letters of credit - opening, advising, confirmation, transfer, effecting of payment, discounting and negotiation of documents under letters of credit.
ØIssue of guarantees,
ØAdvising and confirmation of authenticity of the guarantees issued by foreign banks in favor of clients
The use of these products and services at import (purchase) operations provides to clients of the Bank - to importers following advantages:
·Decrease of credit risks due to refusal of advance payments;
·Decrease of country and legal risks in the foreign trade contracts;
·a guarantee of payment to the supplier only under condition of delivery of goods in strict conformity with the nomenclature, quality and in the stipulated terms of shipment;
·An essential decrease of import financing cost as compared to ordinary crediting;
·An opportunity to get a deferred payment for the delivered goods;
·An opportunity to show the competence in the field of settlements under commercial transactions to partners and also to confirm the solvency
On the other hand, clients acting in the transaction in a role of the seller receive advantages from work withtrade finance instruments of Bank:
·A guarantee of payment receipt from the bank for the delivered goods, at performance of contract terms on shipment of goods;
·Precisely regulated and fast procedure of payment reception for the delivered goods after shipment;
·Increase of competitiveness of offered goods due to the offer of various forms of payment for the goods without increase of nonpayment risk
OJSC "Tojiksodirotbank" has all necessary resources and an infrastructure for execution of trade financing on the most favorable terms to the clients.
The rich practical experience of bank experts, accumulated during realization of client’s projects in the bank, allows to optimize structure of payments and to define basic conditions and cost of financing even during preparation of the project that allows both to expand volumes of trade activity, and to raise profitability of operations.
The wide correspondent network numbering more than 20 correspondent banks worldwide allows to carry out payments in the minimal terms. The use of the international experience and advantages of trade finance instruments is possible both at the foreign trade transactions, and at the trading contracts concluded between the Tajik companies.
The bank has been recognized by the leading financial institutions. A number of known international banks, including the European Bank for Reconstruction and Development, JSC CB" Kazkommertsbank ", JSC « BTA Bank » and JSC CB " »Promsvyazbank " have granted credit lines under documentary operations to the Bank which allow to make transactions with foreign counterparts on the best conditions for our clients .
You can get more detailed information having called on phone:
+ 992(44) 600-40-52
01.02.2012Attention of shareholders of OJSC “Tojiksodirotbank”!
In accordance with resolution of Supervisory Board of OJSC “Tojiksodirotbank” from January 17, 2012, Annual General Shareholders Meeting will take place on March 3, 2012 at 10-00 in the Head Office of the bank at the address: Dushanbe city, Bekhzod str., 47.
Attention of shareholders of OJSC “Tojiksodirotbank”! Due to celebration of 20-th anniversary of the Bank, and in accordance with the resolution of Supervisory Board of OJSC “Tojiksodirotbank”, the date of Annual General Shareholders Meeting is postponed on March 17, 2012.
31.01.2012Tojiksodirotbank and EBRD successfully accomplished the project of small and medium business lending. Starting from fourth quarter of the year 2009 and till the end of the year 2011, Tojiksodirotbank was one of major participant of EBRD project on development of small and medium business lending in Tajikistan. This project was implemented with the technical assistance of Swiss consulting company – BFC.
