- manufacturing, science, commerce, agriculture, construction, medicine, and culture.Borrower
: a legal entity registered under the laws of the Republic of Tajikistan.Credit:
- for small businesses from $ 50,000 to $ 100,000
- for large loans from $ 100,000 to $ 700,000
Interest rate: depending on the market conditions for bank loansDates:
- short-term - from 6 months to 1 year
- mid-term - from 1 year to 2 years
Sources of funding: own funds of the bank
Special conditions: the existence of a bank account, the client must be a resident of the Republic of Tajikistan
Loan Currency: US Dollar, Euro, SomoniWithin the concept of corporate lending is done in two ways:
First option: start lending business, when in order to reduce risk in financing necessarily requires a start-up capital of not less than 30% of the loan amount.
The second option: the absence of starting capitalRepayment of the loan is also carried out in two ways:
First option: when the credit amount is repaid on a monthly basis, taking into account depreciation, plus the amount of interest calculated on the loan balance
The second option when interest is paid monthly and the amount of the loan is repaid at the end of the loan term
Loans are of two types: open account credit - is a gradual and phased delivery of repayment under the credit line. One-time credit - one issuance and redemption of one.